Insurance costs are inevitably rising in the coming years, and one of the contributing factors is certainly the change in weather we are seeing. The environment is subject to discussion when it comes to climate change, but one thing is for sure, the UK has seen some devastating weather in the last few years. The floods back in 2007 across the country gave ample warning that there is potentially more to come and that climate change or not, we are all at risk from environmental factors.
These kinds of factors need protection in the form of insurance, and also piece of mind. The comfort we get from knowing the property in which we live is secure and safe is priceless. Even if the insurance cover we have is capable of covering the repairing of any damage, the hard work and heartache involved when our home is affected is a real nightmare. There was damages running into billions of pounds in 2007 from the flooding, but the time and energy and unrest caused was incalculable.
Flood risk is not the only factor we need to be aware of. Indeed there are hundreds of sites, new and old, which are located in the region of ex coal mining areas. This has an effect on the risk of the land being unstable, and in turn affects our premiums. There is also the possibility of shrinking clay to consider. Even if the house has not had any issues for a long time, or even never, there is still the possibility of this coming into play down the line. Every one of these elements is included in a risk assessment when the insurers offer home cover.
Before you move to a new property, or if you are concerned about the one you are in now, the GreenLightReport Land Survey can answer these questions. Provided by a company who have a team of environmental surveyors at the helm, and decades of experience, this online land survey compiles all the data you could need when looking to move home (or check the status of your current house). Through a combination of land registry data and the professional surveying practices, the GreenLightReport manages to offer all this information for less than £30.00. Once ordered through the website, the report is normally returned in less than 4 hours to your inbox.
Having this kind of information available before entering negotiations on a new property is something that could save you money. When considering the amount charged for these land searches by solicitors during the existing format of buying a house, the GreenLightReport offers easy access at an affordable price.
For more information on the GreenLightReport, or to order your copy today, go to their website and follow the link on the homepage. If you have any questions about the content, they can be contacted directly on Sheffield 0114 2435500.
The GreenLight Report® will provide information on flood risk, geological hazards, landfilling and other environmental information which should be an intrinisic part of protecting your investment when purchasing a property. The website will also offer advice on other environmental property matters such as Energy Performance Certification. By obtaining a GreenLightReport our team of experts will be pleased to help you with any queries you may have. In addition, registering with GreenASAP Ltd will enable us to keep you updated with our latest offers as well as giving you access to new property based products, advice and sustainability solutions.
